Meet Our Team
Theunis Smal
Short-Term Insurance Advisor
Insurance advice starts with listening.
Theunis helps clients understand their short-term insurance needs and make informed decisions about the risks and assets that matter to them.
His approach is practical and straightforward: understand the client, explain the options clearly and help find appropriate insurance solutions.
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Focus: Short-term insurance advice
Brynard Smal
Short-Term Insurance Advisor
Good advice should make things clearer.
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Brynard works with clients on their short-term insurance needs, helping them understand their cover and make decisions that fit their circumstances.
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Whether it's arranging new cover or reviewing existing insurance as life changes, his focus is on clear advice and a relationship clients can rely on.
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Focus: Short-term insurance advice
Gerda Bosman
Commercial & Personal Lines
Understanding the detail without losing sight of the person.
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Gerda works across commercial and personal lines, helping individuals and businesses navigate their insurance needs.
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Her experience spans the different considerations that come with protecting personal assets and business operations — with an emphasis on understanding the client before recommending a solution.
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Focus: Personal insurance · Commercial insurance
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Megan Jacobs
 Personal Lines
Personal insurance should feel personal.
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Megan focuses on personal lines, helping clients protect the things that matter in everyday life — from vehicles and homes to household contents and valuable possessions.
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Her focus is on understanding the individual behind the policy and making sure their insurance continues to reflect their circumstances as life changes.
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Focus: Vehicle insurance · Home insurance · Household contents · Buildings · All Risk · Watercraft
Ronice Lawrence
Professional insurance advice. Personal service.
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Ronice works across commercial and personal lines, helping clients find appropriate insurance solutions for their particular circumstances.
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From everyday personal risks to the more complex requirements of a business, she brings professional knowledge together with an approachable, relationship-led style.
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Focus: Personal insurance · Commercial insurance
Commercial & Personal Lines
Estelle Maritz
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Estelle works across Commercial Lines, helping businesses understand their insurance needs and arrange cover that reflects their particular risks.
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With years of experience and a detailed understanding of clients and their businesses, she brings continuity to the relationship. Her approach is calm and practical: listen carefully, understand what needs protecting and make sure the cover continues to make sense as circumstances change.
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Focus: Commercial insurance · Business insurance
Commercial Lines
Niall Maritz
Claims Consultant
When something goes wrong, you want a person in your corner.
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Niall specialises in claims, helping clients navigate the process when they need to call on their insurance.
Claims can be unfamiliar and stressful. Niall's role is to help clients understand what happens next, what information is needed and how the process works.
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Focus: Claims support · Claims guidance