Insurance can be easier to buy than ever. Knowing what you actually need is another matter.
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At TS Brokers, we combine professional short-term insurance expertise with something increasingly valuable: understanding your circumstances, applying good judgement and being there when it matters.
We’re a team of experienced short-term insurance professionals based in Stellenbosch, helping individuals, families, businesses and specialist professionals make confident decisions about the things they need to protect.
Technology can make the easy things easier.
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But when the answer isn’t obvious, you’ll have a person who knows you.
Insurance advice,
with a human being behind it.
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TS Brokers is a Stellenbosch-based short-term insurance brokerage providing advice and support to individuals, families, businesses and specialist professionals across South Africa.
We help clients understand their risks, choose appropriate insurance cover and navigate their policies as their circumstances change.
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That includes everything from personal insurance for your car, home and belongings to commercial insurance for businesses, specialist machinery, construction projects, agriculture, tourism and professional operations.
And when something goes wrong, our team is there to help you navigate the claims process.
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Someone who knows your situation.
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Someone who understands insurance.
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Someone you can actually talk to.
Our Point of View
Your insurance should fit your life.
Not the other way around.
No two people have exactly the same risks.
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A young person buying their first car has different insurance needs from a family protecting their home and belongings.
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A guest house has different risks from a medical practice.
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A builder, architect or engineer may need Contractors All Risk cover.
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A doctor or dentist may depend on specialist equipment to keep their practice running. A business moving valuable goods needs to think differently about transit and liability.
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That's why we don't believe in one-size-fits-all insurance.
We start by understanding you, your circumstances and what you're trying to protect.
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Then we help you make sense of the options.
Why a Broker?
When the answer isn't obvious, judgement matters.
Insurance has become increasingly digital.
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You can compare. You can click. You can buy.
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But when you have a question that doesn't fit neatly into a dropdown menu, things can get complicated.
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That's where a broker adds value.
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We bring professional insurance knowledge to the conversation — but without losing the human connection.
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You can ask us:
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Am I covered?
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Do I need this?
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What happens if my circumstances change?
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What does this part of my policy actually mean?
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What do I do now that I've had a loss?
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And you'll speak to a person who can help you work through the answer.
The People
Behind TS Brokers is a team with different areas of expertise, working together to look after our clients.
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Some specialise in personal insurance. Some work across commercial insurance. Some focus on claims.
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Together, they bring professional knowledge, experience and — just as importantly — a willingness to pick up the phone.
Know who's in your corner.Â
We Offer a Range of Services to Meet Your Needs
Our team is made up of experienced short-term insurance specialists, highly skilled in creating tailor-made short-term insurance solutions to suit the needs of each individual client. Our goal is to protect you against circumstances beyond your control, and ensure that your loved ones, business and assets are sufficiently covered.Â
Independent Advice. The Right Solution.
As independent brokers, we look beyond the policy and the price to understand the person, the business, the assets, and the risks behind every client. We assess each situation individually and use our experience and judgement to find the solution that makes the most sense for that particular client.
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We draw on leading insurers and specialist underwriters, including Santam, Sanlam, Old Mutual Insure, Discovery, Auto & General, MUA, Thatch Risk, Camargue, CIA and Leppard.
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Because insurance isn’t one-size-fits-all, choosing the right cover takes more than an algorithm. It takes a human being who knows the market, understands the details, and is there to help you make the right decision — not simply the easiest one.
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The Relationship
A good broker gets to know you.
We believe the value of a broker isn't only measured by what happens when you buy a policy.
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It's measured over time.
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When you buy a new car.
When you move house.
When your business grows.
When you buy new equipment.
When you start a new project.
When you travel.
When something goes wrong.
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You shouldn't have to explain your entire situation to a different person every time.
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The relationship carries forward.
The TS Promise
Professional enough to know.
Human enough to care.
We're serious about insurance.
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We know the detail matters. We know the risks matter. We know that good advice matters.
But we also know that insurance is ultimately about people protecting the things that matter to them.
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So we'll give you professional advice without making you feel like a policy number.
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We'll explain rather than complicate.
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We'll listen before we recommend.
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And when you need us, we'll be here to talk.
Our Accolades
industry Awards
The TS Insurance Brokers team has been recognised by Sanlam, Santam and the wider insurance industry for excellence in client service and professional performance.
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Founder and Principal Theunis Smal has received Gold recognition at the Santam Insurance Broker Awards, as well as the Sanlam Bronze Eagle Award, acknowledging consistent growth and professional achievement within the industry.
